Satakentia liukiuensis killed by Insurance Company

[JohnAndSancho]

Insurance is such a scam. Like it was mentioned, if they put half as much money into taking care of their customers as they put into advertising, the world would be a better place. Flo, the lizard, Jake, the emu, they can all go to hell. It seems like 80% of the commercials on TV now are insurance commercials. Well, maybe 60% and the rest are just happy upbeat music playing with an elderly couple walking along the beach while they read off a list of side effects that say this pill may make you want to hang yourself or you might bleed to death from your butt, but the people in the commercial are eating funnel cakes in a hot air balloon or something stupid. 

 

Anyway end rant and I really hope you were able to move this palm. 

[Harry’s Palms]

12 hours ago, DoomsDave said:

Sober thoughts this might prove helpful.

Excellent! Thank you Dave , that is good info. Fortunately I got renewed for another year . Just in case I had all the large Syagrus trimmed yesterday as well as the big Washy down the hill( it was starting to skirt) . My insurance went up about $300 a year but , honestly just glad to have it. Some are not that fortunate. A collector on the other side of the hill was told by one company that if he didn’t remove the palms , it would be $20k a year! Harry.   Pray for more rain!

[Harry’s Palms]

My palms are safe for another year😄! Harry

And just to celebrate…

a Quick Look…

At my yard! Harry

[JohnAndSancho]

56 minutes ago, Harry’s Palms said:

Excellent! Thank you Dave , that is good info. Fortunately I got renewed for another year . Just in case I had all the large Syagrus trimmed yesterday as well as the big Washy down the hill( it was starting to skirt) . My insurance went up about $300 a year but , honestly just glad to have it. Some are not that fortunate. A collector on the other side of the hill was told by one company that if he didn’t remove the palms , it would be $20k a year! Harry.   Pray for more rain!

MY GOD. 20k MORE?Not just $20k but $20k _more_? I thought ours was insane, then I talked to a buddy in St Augustine near the river, his is worse. It's all a big scam. And yet, somehow there's still people walking around and breathing who don't believe the climate is changing. 

[Harry’s Palms]

2 hours ago, JohnAndSancho said:

MY GOD. 20k MORE?Not just $20k but $20k _more_? I thought ours was insane, then I talked to a buddy in St Augustine near the river, his is worse. It's all a big scam. And yet, somehow there's still people walking around and breathing who don't believe the climate is changing. 

I think the quote was for $20k total . I’m sure he , like me , found another carrier. My insurance was cancelled outright ….no discussion. It really is about risk and exposure. I live right near where the Thomas Fire came over the hill . The fire fighters were 1/2 block from my house with hoses as I was evacuated. Luckily , at least for us ,  the wind blew the fire to Ventura where hundreds of hillside homes ( very expensive) were burnt to the ground. Insurance is a necessity if you don’t have enough money to post a bond to insure yourself. None of us fancy losing our homes and ending up with nothing! The article that @DoomsDave posted is a good one . The idea is to gather good information that is well founded and present it , the insurance companies have the upper hand in all this so making (them) the enemy is not going to play out well . Education , information , that is key! I was very upset when I was cancelled , many years in my home (28) and no claims. We have survived more than one major fire event. Harry

this was the third or fourth time I have seen the mountain in front burn. This was last year as it approached Santa Paula from Camarillo and Somis . Photo taken from our deck , my big Washy on the center of the pic. The threat is real , we have to be smart. Harry

[Jim in Los Altos]

2 hours ago, JohnAndSancho said:

MY GOD. 20k MORE?Not just $20k but $20k _more_? I thought ours was insane, then I talked to a buddy in St Augustine near the river, his is worse. It's all a big scam. And yet, somehow there's still people walking around and breathing who don't believe the climate is changing. 

Regardless of changes in climate, replacement costs for new construction have skyrocketed which accounts for most of the home owner’s insurance cost increases. Fifteen years ago you could rebuild a home for 1/3 less than today’s cost. 

[DoomsDave]

29 minutes ago, Jim in Los Altos said:

Regardless of changes in climate, replacement costs for new construction have skyrocketed which accounts for most of the home owner’s insurance cost increases. Fifteen years ago you could rebuild a home for 1/3 less than today’s cost. 

Changes in climate aren't helping. We're getting more and worse fires. This past January was apocalyptic. [Bleeping diatribe about verboten topic.] Insurers are understandably concerned; the whole Insurance Equation as we've known it for as long as I can remember has been badly damaged. 

[JohnAndSancho]

59 minutes ago, Jim in Los Altos said:

Regardless of changes in climate, replacement costs for new construction have skyrocketed which accounts for most of the home owner’s insurance cost increases. Fifteen years ago you could rebuild a home for 1/3 less than today’s cost. 

Oh there's that too. But that's a conversation I don't really want to dive into on here. The skyrocketing cost of living is one of the few things I can actually stay on topic about, and I don't feel this is the appropriate forum for that. But I absolutely agree with you. 

[DoomsDave]

FWIW, the climate is warming. Some say Mangroves are in Georgia. ‘Holy cow!’ Mangroves discovered in Georgia, farther north than ever before » Yale Climate Connections  Others are less sure. Mapping Moving Mangroves | US EPA

So, imagine mangroves further north. ("Please come to Boston, to see the mangroves . . . . ") 

[JohnAndSancho]

3 hours ago, DoomsDave said:

FWIW, the climate is warming. Some say Mangroves are in Georgia. ‘Holy cow!’ Mangroves discovered in Georgia, farther north than ever before » Yale Climate Connections  Others are less sure. Mapping Moving Mangroves | US EPA

So, imagine mangroves further north. ("Please come to Boston, to see the mangroves . . . . ") 

Everything is just going bonkers. What was the John Cusack movie? Where there were tornadoes in LA and blizzards everywhere? It snowed in Miami not too terribly long ago. Fires everywhere. Droughts here, floods there, the Detroit Lions are good, we're truly living in crazy times. 

[Jim in Los Altos]

5 hours ago, DoomsDave said:

Changes in climate aren't helping. We're getting more and worse fires. This past January was apocalyptic. [Bleeping diatribe about verboten topic.] Insurers are understandably concerned; the whole Insurance Equation as we've known it for as long as I can remember has been badly damaged. 

That and poor land management have resulted in worse fire conditions. Arson hasn’t helped either. The emptied reservoir meant for fires didn’t help last January either. 

[JohnAndSancho]

59 minutes ago, Jim in Los Altos said:

That and poor land management have resulted in worse fire conditions. Arson hasn’t helped either. The emptied reservoir meant for fires didn’t help last January either. 

It's kind of on par with the regular floods in Houston where they're developing all the wetlands where all the rainwater used to flow off into. Now it's all McMansions and strip malls. 

[Silas_Sancona]

23 hours ago, DoomsDave said:

FWIW, the climate is warming. Some say Mangroves are in Georgia. ‘Holy cow!’ Mangroves discovered in Georgia, farther north than ever before » Yale Climate Connections  Others are less sure. Mapping Moving Mangroves | US EPA

So, imagine mangroves further north. ("Please come to Boston, to see the mangroves . . . . ") 

Speaking of this,

Not just Georgia where " seemingly " out of range Mangroves have been spotted.

Number of Inat. observations over the last 2 years of guerrilla -planted Red and Black Mangrove seedlings around the Imperial Beach area of San Diego.

Of the two?  Black would have the best chance of survival there,  ..if it was able to take hold. 

Wouldn't take much more SST warming for Red Mangrove to survive in the bay though.








Something else i also don't ever recall finding while digging through storm deposited debris on countless trips to the beach, or trips to explore various wildlife areas around S.F. Bay. 

🤔

No silly,  not living, breathing specimens..   ...Yet...






Regarding the future of homes in a hotter / drier and more fire prone West Coast future. 

Build them out of steel  and/or Stone   ..Ditch the sticks   ....and other building materials drenched in highly flammable chemicals. 

Sad  ( ..but also kind of funny.. )  whenever i see a $8Mil. mansion in Scottsdale,  slathered top to bottom in Stucco and Pepperoni - thin stone veneer,  looking all tough when seen from the outside   burn like a dried out cardboard box after catching on fire  on the news..

8 Million,  ..for a house that folds like paper cards.. 🤦🏽‍♂️ 

[kylecawazafla]

4 hours ago, Silas_Sancona said:

Speaking of this,

Not just Georgia where " seemingly " out of range Mangroves have been spotted.

Number of Inat. observations over the last 2 years of guerrilla -planted Red and Black Mangrove seedlings around the Imperial Beach area of San Diego.

Of the two?  Black would have the best chance of survival there,  ..if it was able to take hold. 

Wouldn't take much more SST warming for Red Mangrove to survive in the bay though.








Something else i also don't ever recall finding while digging through storm deposited debris on countless trips to the beach, or trips to explore various wildlife areas around S.F. Bay. 

🤔

No silly,  not living, breathing specimens..   ...Yet...






Regarding the future of homes in a hotter / drier and more fire prone West Coast future. 

Build them out of steel  and/or Stone   ..Ditch the sticks   ....and other building materials drenched in highly flammable chemicals. 

Sad  ( ..but also kind of funny.. )  whenever i see a $8Mil. mansion in Scottsdale,  slathered top to bottom in Stucco and Pepperoni - thin stone veneer,  looking all tough when seen from the outside   burn like a dried out cardboard box after catching on fire  on the news..

8 Million,  ..for a house that folds like paper cards.. 🤦🏽‍♂️ 

Can you provide a link for this?

[Silas_Sancona]

1 minute ago, kylecawazafla said:

Can you provide a link for this?

Coconuts?

In case the map in my above post doesn't open when you click on it:

https://www.inaturalist.org/taxa/48865-Cocos-nucifera

 Zero in on the Bay Area to get the pin point locales for the 9 observations there..

Very odd ( to me at least ) that in all the years iNat has been amassing citizen science data for ....everything...   it's only the last couple years that Coconuts washing up on CA beaches ...and further north... have appeared.

very curious where they might be originating.


Can do the same for the Mangroves,  ( if interested in looking over those.. )  A couple that had been listed in the observations for Black Mangrove appear to have been removed  ..why,  i have no clue. iNat does that sometimes w/ observations.